F
BikeGuard Basic
Insurer F · For two-wheelers
- Sum assured
- NPR 3 L
- Policy term
- 1 yr
- Claim ratio
- 84.2%
- Modality
- Monthly · Yearly
NPR 8/day·NPR 220/mo
- Third-party + own damage
- PA cover for rider
- No-claim bonus up to 50%
DriveAssure Lite
NPR 13/day
D
Insurer D
DriveAssure Lite
Motor
Mandatory third-party
Sum assured
NPR 4 L
Policy term
1 years
Claim ratio
85.1%
Modalities
Yearly
From
NPR 13/day
NPR 388/month · NPR 4,377/year
Illustrative — see calculator
Buy this plan← Compare other plansInteractive
Premium calculator
Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.
Sum assuredNPR 4 L
Your age30 years
Policy term1 years
Riders selected
Payment modality
Daily
NPR 13
Monthly
NPR 388
Yearly
NPR 4,377
Total premium over 1 yr term: NPR 4,656 (illustrative)
Features
Key features
Third-party liabilityStatutory compliance
Claim process
How to file a claim
1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7
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- Sum assured
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- Policy term
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- Claim ratio
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- Modality
- Monthly · Yearly
NPR 33/day·NPR 980/mo
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- Roadside assistance
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Insurer L · Family vehicle cover
- Sum assured
- NPR 12 L
- Policy term
- 1 yr
- Claim ratio
- 88.9%
- Modality
- Monthly · Yearly
NPR 29/day·NPR 850/mo
- Own damage + theft
- PA cover for owner
- No-claim bonus