Vehicle Insurance — Bike, scooter, car — protected on every Nepali road.
Motor

Vehicle Insurance

सवारी बीमा

Bike, scooter, car — protected on every Nepali road.

4of 4 plans·12 NIA-licensed insurers

DriveSafe Pro

Popular

Insurer G · For private cars

Sum assured
NPR 15 L
Policy term
1 yr
Claim ratio
86.7%
Modality
Monthly · Yearly
NPR 33/day·NPR 980/mo
  • Comprehensive cover
  • Roadside assistance
  • Cashless garages

BikeGuard Basic

Insurer F · For two-wheelers

Sum assured
NPR 3 L
Policy term
1 yr
Claim ratio
84.2%
Modality
Monthly · Yearly
NPR 8/day·NPR 220/mo
  • Third-party + own damage
  • PA cover for rider
  • No-claim bonus up to 50%

MotorSuraksha

Insurer L · Family vehicle cover

Sum assured
NPR 12 L
Policy term
1 yr
Claim ratio
88.9%
Modality
Monthly · Yearly
NPR 29/day·NPR 850/mo
  • Own damage + theft
  • PA cover for owner
  • No-claim bonus

DriveAssure Lite

Insurer D · Mandatory third-party

Sum assured
NPR 4 L
Policy term
1 yr
Claim ratio
85.1%
Modality
Yearly
NPR 11/day·NPR 320/mo
  • Third-party liability
  • Statutory compliance