ShieldPlus
NPR 27/day
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ShieldPlus by Insurer A — Life Insurance
Insurer A

ShieldPlus

Life
Most popular

Lifelong cover with savings

Sum assured
NPR 10 L
Policy term
20 years
Claim ratio
96.5%
Modalities
Daily / Monthly / Yearly
Interactive

Premium calculator

Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.

Sum assuredNPR 10 L
Your age30 years
Policy term20 years
Riders selected
Payment modality
Daily
NPR 27
Monthly
NPR 806
Yearly
NPR 9,092
Total premium over 20 yr term: NPR 1.9 L (illustrative)
Benefits

What's covered

  • Sum assured paid to nominee on death of life-assured
  • Maturity benefit at end of term if assured survives
  • Bonus declared annually by insurer
Features

Key features

Lifelong coverMaturity benefitLoan against policyNo medicals up to NPR 5LOnline claim filingNepali helpline
Riders

Optional riders

Riders add extra protection on top of your base plan. Adding riders increases your premium.

Accidental Death
Critical Illness
Waiver of Premium
Exclusions

What's not covered

  • Suicide within first 12 months
  • Death due to participation in war
Claim process

How to file a claim

1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7

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