Aastha Lite
NPR 17/day
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Aastha Lite by Insurer D — Life Insurance
Insurer D

Aastha Lite

Life

Entry-level life cover

Sum assured
NPR 6 L
Policy term
15 years
Claim ratio
93.7%
Modalities
Daily / Monthly
Interactive

Premium calculator

Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.

Sum assuredNPR 6 L
Your age30 years
Policy term15 years
Riders selected
Payment modality
Daily
NPR 17
Monthly
NPR 518
Yearly
NPR 5,843
Total premium over 15 yr term: NPR 93,240 (illustrative)
Features

Key features

Low premiumSimple eligibilityNo medicals up to NPR 5LOnline claim filingNepali helpline
Riders

Optional riders

Riders add extra protection on top of your base plan. Adding riders increases your premium.

Accidental Death
Claim process

How to file a claim

1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7

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