Suraksha Pro
NPR 26/day
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Suraksha Pro by Insurer B — Life Insurance
Insurer B

Suraksha Pro

Life

Endowment + protection

Sum assured
NPR 10 L
Policy term
25 years
Claim ratio
95.2%
Modalities
Monthly / Yearly
Interactive

Premium calculator

Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.

Sum assuredNPR 10 L
Your age30 years
Policy term25 years
Riders selected
Payment modality
Daily
NPR 26
Monthly
NPR 765
Yearly
NPR 8,629
Total premium over 25 yr term: NPR 2.3 L (illustrative)
Features

Key features

Guaranteed bonusMaturity benefitTax saverNo medicals up to NPR 5LOnline claim filingNepali helpline
Riders

Optional riders

Riders add extra protection on top of your base plan. Adding riders increases your premium.

Accidental Death
Critical Illness
Waiver of Premium
Claim process

How to file a claim

1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7

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Claim ratio
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