Investment Plans — Endowment, savings and lifelong cover combined.
Investment

Investment Plans

लगानी योजना

Endowment, savings and lifelong cover combined.

4of 4 plans·12 NIA-licensed insurers

GrowPlus 20

Popular

Insurer A · 20-year endowment

Sum assured
NPR 20 L
Policy term
20 yr
Claim ratio
96.5%
Modality
Daily · Monthly · Yearly
NPR 50/day·NPR 1,500/mo
  • Guaranteed maturity
  • Annual bonus
  • Loan after 3 years

SmartSaver 15

Insurer B · Short-term savings

Sum assured
NPR 20 L
Policy term
15 yr
Claim ratio
95.2%
Modality
Monthly · Yearly
NPR 48/day·NPR 1,450/mo
  • Maturity in 15 years
  • Tax saver
  • Guaranteed additions

WealthBuilder Max

Insurer E · Endowment + cover

Sum assured
NPR 25 L
Policy term
20 yr
Claim ratio
97.1%
Modality
Daily · Monthly · Yearly
NPR 55/day·NPR 1,650/mo
  • High sum assured
  • Bonus declared annually
  • Survival benefit

FutureFund 18

Insurer C · For child education

Sum assured
NPR 18 L
Policy term
18 yr
Claim ratio
94.8%
Modality
Monthly · Yearly
NPR 46/day·NPR 1,380/mo
  • Child-education milestone payouts
  • Waiver of premium on parent death