A
GrowPlus 20
PopularInsurer A · 20-year endowment
- Sum assured
- NPR 20 L
- Policy term
- 20 yr
- Claim ratio
- 96.5%
- Modality
- Daily · Monthly · Yearly
NPR 50/day·NPR 1,500/mo
- Guaranteed maturity
- Annual bonus
- Loan after 3 years
FutureFund 18
NPR 51/day
C
Insurer C
FutureFund 18
Investment
For child education
Sum assured
NPR 18 L
Policy term
18 years
Claim ratio
94.8%
Modalities
Monthly / Yearly
From
NPR 51/day
NPR 1,522/month · NPR 17,168/year
Illustrative — see calculator
Buy this plan← Compare other plansInteractive
Premium calculator
Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.
Sum assuredNPR 18 L
Your age30 years
Policy term18 years
Riders selected
Payment modality
Daily
NPR 51
Monthly
NPR 1,522
Yearly
NPR 17,168
Total premium over 18 yr term: NPR 3.3 L (illustrative)
Features
Key features
Child-education milestone payoutsWaiver of premium on parent death
Riders
Optional riders
Riders add extra protection on top of your base plan. Adding riders increases your premium.
Accidental Death
Critical Illness
Claim process
How to file a claim
1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7
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SmartSaver 15
Insurer B · Short-term savings
- Sum assured
- NPR 20 L
- Policy term
- 15 yr
- Claim ratio
- 95.2%
- Modality
- Monthly · Yearly
NPR 48/day·NPR 1,450/mo
- Maturity in 15 years
- Tax saver
- Guaranteed additions
E
WealthBuilder Max
Insurer E · Endowment + cover
- Sum assured
- NPR 25 L
- Policy term
- 20 yr
- Claim ratio
- 97.1%
- Modality
- Daily · Monthly · Yearly
NPR 55/day·NPR 1,650/mo
- High sum assured
- Bonus declared annually
- Survival benefit