GrowPlus 20

NPR 54/day

Insurer A

GrowPlus 20

Investment

Premium calculator

Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.

Sum assuredNPR 20 L

Your age30 years

Policy term20 years

Riders selected

Payment modality

Daily

NPR 54

Monthly

NPR 1,613

Yearly

NPR 18,195

Total premium over 20 yr term: NPR 3.9 L (illustrative)

Features

Key features

Guaranteed maturityAnnual bonusLoan after 3 years

Riders

Optional riders

Riders add extra protection on top of your base plan. Adding riders increases your premium.

Accidental Death

Critical Illness

Waiver of Premium

Claim process

How to file a claim

Notify insurer

Call the 24/7 claim helpline or file online within 7 days of the event.

Submit documents

Upload or courier required documents: claim form, ID, policy bond, and supporting reports.

Assessment

Insurer verifies the claim, may assign a surveyor for large claims.

Settlement

Approved claims are paid via bank transfer within 30 working days per IRDAI rules.

Claim helpline: +977 98XX-XXXXXX· 24/7

More Investment plans

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SmartSaver 15

Insurer B · Short-term savings

From

NPR 48/day

NPR 1,450/mo

Sum assured: NPR 20 L
Policy term: 15 yr
Claim ratio: 95.2%
Modality: Monthly · Yearly

NPR 48/day·NPR 1,450/mo

Maturity in 15 years
Tax saver
Guaranteed additions

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WealthBuilder Max

Insurer E · Endowment + cover

From

NPR 55/day

NPR 1,650/mo

Sum assured: NPR 25 L
Policy term: 20 yr
Claim ratio: 97.1%
Modality: Daily · Monthly · Yearly

NPR 55/day·NPR 1,650/mo

High sum assured
Bonus declared annually
Survival benefit

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FutureFund 18

Insurer C · For child education

From

NPR 46/day

NPR 1,380/mo

Sum assured: NPR 18 L
Policy term: 18 yr
Claim ratio: 94.8%
Modality: Monthly · Yearly

NPR 46/day·NPR 1,380/mo

Child-education milestone payouts
Waiver of premium on parent death

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