SmartSaver 15
NPR 59/day
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SmartSaver 15 by Insurer B — Investment Plans
Insurer B

SmartSaver 15

Investment

Short-term savings

Sum assured
NPR 20 L
Policy term
15 years
Claim ratio
95.2%
Modalities
Monthly / Yearly
Interactive

Premium calculator

Adjust the sliders to see how your premium changes. All figures are illustrative — actual premium is determined by the insurer at underwriting.

Sum assuredNPR 20 L
Your age30 years
Policy term15 years
Riders selected
Payment modality
Daily
NPR 59
Monthly
NPR 1,759
Yearly
NPR 19,842
Total premium over 15 yr term: NPR 3.2 L (illustrative)
Features

Key features

Maturity in 15 yearsTax saverGuaranteed additions
Riders

Optional riders

Riders add extra protection on top of your base plan. Adding riders increases your premium.

Accidental Death
Waiver of Premium
Claim process

How to file a claim

1
Notify insurer
Call the 24/7 claim helpline or file online within 7 days of the event.
2
Submit documents
Upload or courier required documents: claim form, ID, policy bond, and supporting reports.
3
Assessment
Insurer verifies the claim, may assign a surveyor for large claims.
4
Settlement
Approved claims are paid via bank transfer within 30 working days per IRDAI rules.
Claim helpline: +977 98XX-XXXXXX· 24/7

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Policy term
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Claim ratio
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Policy term
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Claim ratio
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Modality
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